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Property development loan

Short term loans for small to medium-sized Welsh construction companies from the £10 million Wales Property Development Fund.

Short-term loans for commercially viable schemes

Finance Wales can provide loans of between £250,000 and £1 million to construction companies developing small-scale, non-speculative commercial and residential property, such as:

  • New housing developments
  • New office, industrial and warehouse developments
  • Refurbishment projects

Our typical repayment terms are up to 24 months and loans can be combined with other funds for your project.

The right funding profile

Our investment team will work with you to understand your plans in detail and ensure any loan we make suits your needs.  We can structure repayment profiles that take account of key development phases and completion dates.

Our investment criteria

We invest on a commercial basis and to apply you’ll need to provide us with:

  • Accounts for your company and any associated companies
  • A project synopsis detailing:
    - Your financial contribution
    - Any other financial contribution
    - Relevant planning permission(s)
    - The proposed build schedule
    - The value you hope to achieve from the sale of the project
  • A detailed cost breakdown of the project
  • Details of the pre-sale agreement(s) for the project demonstrating how you’ll repay our loan

Contact us

To enquire about investment from Finance Wales please contact us

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